You’ll find the Capital on Tap Business Credit Card to be an outstanding option for UK businesses. It offers smart expense tracking, fee-free usage, and seamless integration with leading accounting software. Employees get free company cards, with custom spend controls and real-time notifications enhancing oversight. Uncapped 1% cashback on purchases and a welcome bonus add financial perks, while high customer ratings reflect its user-friendliness. With 24/7 support and the ability to manage everything from a central platform, it simplifies financial oversight. Keep exploring to understand all the features that make it an essential tool for your business.
Key Takeaways
- Offers 1% uncapped cashback on all business purchases, maximizing rewards.
- Provides free company cards for all employees, improving purchase management.
- Seamlessly integrates with accounting software like Sage, Xero, and FreeAgent, reducing manual entry.
- Custom spend controls and real-time notifications ensure efficient expense tracking and oversight.
- Get £75 FREE Cash with promo code: 2REFF362E24
Business Spending Management
Effective business spending management is crucial, and Capital on Tap’s smart controls and real-time visibility make it easier to track expenses instantly.
With the Capital on Tap card, you can provide free company cards to all your employees, empowering them with personalized spend controls and real-time spend alerts. This ensures that everyone on your team can manage their purchases effectively without you losing oversight.
Integrating with popular accounting software like Sage, Xero, and FreeAgent, Capital on Tap streamlines expense management. You can sync transactions effortlessly, saving valuable time on manual data entry and reducing errors. This seamless integration helps keep your financial records up-to-date and accurate.
The flexibility and security of virtual cards allow you to make immediate purchases without waiting for physical cards. This feature is particularly beneficial for online transactions and can help prevent fraud by limiting the exposure of your primary card details.
Moreover, Capital on Tap doesn’t charge an annual fee or late payment fees, making it easier to manage your cash flow without worrying about additional costs. This fee-free structure is a significant advantage for businesses looking to optimize their spending and maximize their financial resources.
Customer Ratings and Feedback
Boasting high user satisfaction, Capital on Tap’s customer ratings speak volumes about its reliability and ease of use. With a stellar 4.9/5 on the Apple App Store and a 4.8/5 on the Google Play Store, it’s clear that users find the platform intuitive and beneficial for managing their business finances.
Moreover, the card has garnered an ‘excellent’ rating on Trustpilot with a 4.7/5 from over 13,500 reviews, showcasing widespread approval from its user base.
Customers frequently praise the following aspects:
- Ease of Use: Many testimonials highlight how straightforward it’s to navigate the Capital on Tap platform, making it simple even for those who aren’t tech-savvy.
- Quick Application Process: Users often mention the swift and hassle-free application process, allowing businesses to get up and running with minimal delay.
- Effective Spend Management: The card’s ability to help manage business expenses effectively is a recurring theme in customer feedback, providing a valuable tool for financial oversight.
These high ratings and positive reviews underscore Capital on Tap’s commitment to providing a seamless and efficient service.
If you’re looking for a dependable business credit card in the UK, the glowing customer feedback makes Capital on Tap a compelling choice.
Cashback and Rewards
Capital on Tap offers an enticing 1% uncapped cashback on all business purchases, allowing you to earn rewards on every transaction without any spending limits. This means that whether you’re spending a little or a lot, you’ll consistently benefit from cashback, turning your everyday expenses into a rewarding experience.
New customers gain an extra boost with a welcome bonus of 10,000 reward points after spending £5,000 within the first three months. You can redeem these points for cash or gift cards, adding substantial value right from the start. The cashback is paid as reward points, each worth one penny, making redemption straightforward and hassle-free.
If travel rewards are more your style, consider upgrading to the Business Rewards card for £99 per year. This upgrade allows you to convert your points into Avios, perfect for business trips or personal getaways. Additionally, the platform’s preloading option can help manage spending more effectively, enhancing your rewards potential.
Here’s a quick summary of the cashback and rewards features:
| Feature | Details |
|---|---|
| Standard Cashback | 1% uncapped on all purchases |
| Welcome Bonus | 10,000 points after £5,000 spent in 3 months |
| Business Rewards Upgrade | £99/year to convert points into Avios |
These features make Capital on Tap an excellent choice for maximizing business spending benefits.
Employee Empowerment
As you enjoy the benefits of cashback and rewards, you’ll also find that the Capital on Tap Business Credit Card empowers your employees with free company cards and personalized spend controls. This card offers several key features that enhance how your team handles expenses:
- Free Company Cards: Every employee can have their own company card, eliminating the need for them to use personal funds for business expenses. This simplifies the purchasing process and ensures everyone has the resources they need.
- Personalized Spend Controls: You can set individual spending limits based on each employee’s role and responsibilities. This customization helps manage budgets effectively and prevents overspending.
- Real-Time Spend Alerts: Managers receive instant notifications of employee spending, allowing for constant monitoring and enhanced financial oversight. This feature ensures you always know where your company’s money is going.
In addition to these features, Capital on Tap also simplifies expense management by centralizing all transactions. This centralization makes tracking business expenses and streamlining reporting much easier.
Plus, with unlimited virtual cards available at no extra cost, employees can make immediate purchases without waiting for a physical card. This flexibility and control make the Capital on Tap Business Credit Card a smart choice for any business.
Support and Integration
With 24/7 customer support and seamless integration with popular accounting software, the Capital on Tap Business Credit Card ensures you can manage your business expenses effortlessly. Anytime you need assistance, their quick response times mean you’re never left waiting. Whether it’s a minor query or a significant issue, help is always available around the clock.
The platform’s auto-sync capability integrates smoothly with top accounting software like Sage, Xero, and FreeAgent. This integration allows you to keep all your expenses updated in real time, eliminating the need for manual entry and reducing errors. You’ll get real-time notifications for every transaction, making it easier to monitor spending and prevent overspending.
One of the standout features is the issuance of virtual cards immediately upon approval. This means you can start making purchases right away, without waiting for a physical card to arrive. Additionally, the comprehensive platform lets you track all business expenses in one central location. This holistic view simplifies financial oversight, making it easier to analyze your spending patterns and manage your budget effectively.
Frequently Asked Questions
Is Capital on Tap Business Rewards Worth It?
You’re probably wondering if Capital on Tap Business Rewards is worth it.
Absolutely, it is! You get a 10,000-point welcome bonus after spending £5,000 in three months, which can be turned into cashback or gift cards.
Plus, you earn 1% uncapped cashback on all purchases.
For an annual fee of £99, you can convert points into Avios.
No late payment fees and seamless accounting integration make it a smart choice.
Does Capital on Tap Build Business Credit?
Yes, Capital on Tap builds business credit.
When you use the card responsibly, like making timely payments and keeping your utilization low, it positively impacts your business’s credit score.
They report your payment history to credit bureaus, helping you enhance your credit profile.
Plus, with higher credit limits up to £250,000, you can manage larger expenses effectively, setting your business up for better financing options in the future.
Is Capital on Tap a Corporate Credit Card?
Capital On Tap isn’t a corporate credit card.
It’s tailored for small to medium-sized businesses with simpler financial needs.
While it offers benefits like unlimited employee cards and quick application processes, it lacks centralized expense management typical of corporate cards.
Additionally, it might require a personal guarantee based on your creditworthiness.
If your business meets the minimum turnover of £24,000, it’s a solid choice for smaller operations.
What Is the Credit Limit on the Capital on Tap Business Card?
The credit limit on the Capital on Tap business card ranges from £1,200 to £250,000. Your credit limit depends on your business’s finances and creditworthiness.
They use proprietary technology for quick decisions during the application process. You’ll need a minimum annual turnover of £24,000 to be eligible.
Don’t worry about your personal credit score; they initially perform a soft credit check, with a hard search for higher limits.
Conclusion
In conclusion, you’ll find Capital on Tap to be an excellent business credit card in the UK because it streamlines your business spending and garners positive customer feedback.
It also offers attractive cashback and rewards, empowering your employees with flexible spending limits and integrating seamlessly with your financial tools.
Choosing Capital on Tap means you’re opting for a card that supports your business and helps it thrive.
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